It’s always in the back of our client’s minds on the eve of filing bankruptcy. What sort of interest rates will I get when applying for a future car loan? Will I ever qualify for that home loan? Are credit cards going to be beyond my reach for the next 10 years?
These concerns have a real impact not just on financial futures, but also on whether some of life’s biggest goals are achieved. While filing bankruptcy will certainly impact a debtor’s credit negatively in the short term, it can also act as a fresh start.
Bankruptcy allows a debtor to replace old negative credit information with new and better payment history.
Establishing new credit information can be a complicated nightmare. To avoid that hassle we offer the “720 Credit Score Program.”
The program consists of easy-to-use, weekly step-by-step credit lessons. The lessons are emailed directly to the debtors once per week for 12-weeks and contain strategies proven to rebuild credit to a score of 720 or higher in a 12-to-24-month period.
One of our program success stories includes a client who received his Chapter 7 discharge in October 2020. Following enrollment, both he and his wife dutifully followed the program guidelines and after just seven months they were each able to raise their credit to a score of 702!
The program is free of cost to all of our Chapter 7 clients following discharge and to all of our Chapter 13 clients following confirmation of their payment plan.
In addition, we are also offering a credit report review service at no cost. The service identifies any inaccuracies on your credit report after you have filed for bankruptcy.
If there are inaccuracies, we will attempt to force the credit bureaus to fix the mistakes and attempt to recover damages for you of up to $1,000 or more per violation.
Please give us a call today to discuss how bankruptcy, as ironic as it sounds, could and probably will improve your credit far quicker than doing nothing at all.
This could save you a lot of money when you apply for loans to buy new cars, houses, and/or apply for credit cards or other credit. Why? Because the better your credit, the lower your interest rate, and the cheaper the monthly payments.
Blake Goodman received his law degree from George Washington University in Washington, D.C. in 1989 and has been exclusively practicing bankruptcy-related law in Texas, New Mexico, and Hawaii ever since. In the past, Attorney Goodman also worked as a Certified Public Accountant, receiving his license form the State of Maryland in 1988.
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"I was very pleased with the outstanding service you provided. You and your staff consistently made extra efforts in assisting me with my bankruptcy case. I will definitely recommend your business to others because of my satisfaction with your service."
Phetsamone Vuong
"Mr. Goodman and his staff were great and worked with me every step of the way."
Randi Brown
"Blake Goodman provided professional and outstanding legal advice. They are responsive, knowledgeable, and very thorough. I would recommend his firm with complete confidence knowing that they will receive the best possible service."
Moune Romano
"I’m very grateful to Mr. Goodman for the effort and patience he had with me and my daughter. I appreciate it. As for his staff members, they are very kind. My grand-daughter reports to me that Mr. Blake Goodman is a very highly honored attorney."
Martha Aki
"I am very pleased with your services and would wholly recommend your excellence to everyone. I am happy with the outcome of my case. Everything is possible with you. Thanks on a job well done!"
Randy Borges
"When I first came to Mr. Goodman’s office, I was prepared to file bankruptcy – I was tens of thousands of dollars in debt and could see no way out. He helped me work out a payment plan then negotiated with my creditors on my behalf..."
Steve
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