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How Should I Get Ready for My Consultation with a Bankruptcy Lawyer?


September 16, 2022 7:58 am
| By Blake Goodman | Bankruptcy

What to Expect at a Consultation with a Maui Bankruptcy Attorney

Before your attorney can advise you on debt relief options, they need to know about your financial situation. The bankruptcy consultation gives you the chance to share your financial information and explain what led you to seek bankruptcy. A consultation also lets you meet with a Maui bankruptcy attorney to see if you like and can depend on them.

You’ll get the best advice if you prepare for your consultation ahead of time. Although it’s not hard work to collect documents and prepare questions to ask a bankruptcy attorney, it does take time. This page will explain how to prepare for a bankruptcy consultation in Maui, so you can get the most out of your meeting. If you have any questions, please contact the bankruptcy attorneys at Blake Goodman, PC, Attorney today.

Consultation with a Bankruptcy Lawyer in Hawaii

Questions You’ll be Asked at Your Bankruptcy Lawyer Consultation

When you visit our office in Honolulu, Kaneohe, Aiea, or Maui, one of our experienced bankruptcy attorneys will spend some time getting to know you. They’ll ask you questions about your life and finances, such as:

  • Are you married?
  • Do you have kids?
  • Are you behind on child support or spousal support (alimony) payments?
  • How much money do you and your spouse make?
  • What are your outstanding debts?
  • Are you behind on payments?
  • Are you facing eviction or foreclosure?
  • Do you owe any back taxes?
  • Do you own any assets? If yes, how much are they worth?
  • Have you recently purchased, sold, or transferred any property?
  • Has anyone served you with a lawsuit?
  • What do you want to accomplish by filing for bankruptcy?

As your bankruptcy attorney asks questions, you might feel embarrassed about facing bankruptcy. Understand that our bankruptcy lawyers are professionals dedicated to helping people get their lives back on track. Your attorney should treat you with compassion during each step of your debt relief journey.

What To Bring To Your Bankruptcy Consultation

When you schedule a consultation with Blake Goodman, PC, there’s no need to worry about bringing any documents along. Our team is here to help you every step of the way. Instead of preparing a checklist of documents, simply come prepared to discuss your financial situation, and we will guide you through the process.

During the consultation, we will gather all the necessary information from you directly. Whether it’s proof of income, tax returns, a list of debts, household expenses, or details about your assets, we’ll take care of obtaining the relevant details.

However, rest assured that our team is equipped to handle these situations even if you don’t have the documents readily available. We offer free consultations and flexible payment plans to begin your case. So, come to your consultation with Blake Goodman PC, knowing that you won’t need to worry about gathering and bringing any documents – we’ve got you covered!

How Many Types of Bankruptcy Are There?

There are 6 different types of bankruptcy according to the United States Bankruptcy Code. Each one of them is named after the chapter in the code where it is described. As a Maui bankruptcy lawyer, I can guide you through the details of each type:

  • Chapter 7: Liquidation
  • Chapter 13: Repayment Plan
  • Chapter 11: Large Reorganization
  • Chapter 12: Family Farmers
  • Chapter 15: Used in Foreign Cases
  • Chapter 9: Municipalities

More than likely, you would only be dealing with the two most common types of bankruptcies for individuals: Chapter 7 and Chapter 13. But we’ll take a look at each type so you’re familiar with the options.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a liquidation bankruptcy, which means that your assets are sold to pay off your debts. You may be able to keep some of your property, such as your home, car, and personal belongings if they are considered exempt under the bankruptcy code. However, if you have non-exempt assets, such as investments or luxury items, they will be sold to pay your creditors. Chapter 7 bankruptcy is a relatively quick process, and your debts will be discharged within a few months of filing.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a reorganization bankruptcy, which means that you create a repayment plan to pay back your creditors over a period of three to five years. The amount you pay each month will depend on your income and expenses. Chapter 13 bankruptcy can help you keep your property, such as your home and car, and avoid foreclosure or repossession. It can also help you lower your monthly payments and get out of debt faster.

Bankruptcy Consultation Questions To Ask

While your Maui bankruptcy attorney will provide plenty of information at your consultation, you’ll likely still have specific questions you want to ask. We recommend arriving with a list of questions so you don’t forget anything.

Here are some questions you should consider asking during your consultation:

  • Which chapter of bankruptcy should I file?
  • Will all my debt be forgiven if I file for bankruptcy?
  • Will I be able to keep my house, car, and bank account?
  • What are your fees?
  • What do your fees cover?
  • How long will it take to prepare and file my bankruptcy petition?

After the consultation, your Maui bankruptcy attorney will take the information you provided and prepare your bankruptcy petition. They may also contact you after your consultation to gather any missing details.

Get in Touch With Our Bankruptcy Lawyers for a Consultation Today

At Blake Goodman, PC, we have helped thousands of Hawaiians regain control of their finances. We offer Chapter 7 and Chapter 13 bankruptcy, debt negotiation, and non-bankruptcy solutions. Contact us by phone or online today to find out how we can help you. 

By scheduling a consultation with us, you’ll be taking a crucial first step toward financial freedom.

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Reviews & Endorsements

★★★★★

I was very pleased with the outstanding service.

"I was very pleased with the outstanding service you provided. You and your staff consistently made extra efforts in assisting me with my bankruptcy case. I will definitely recommend your business to others because of my satisfaction with your service."


Phetsamone Vuong

Mr. Goodman and his staff were great.

"Mr. Goodman and his staff were great and worked with me every step of the way."


Randi Brown

Responsive, knowledgeable, and very thorough.

"Blake Goodman provided professional and outstanding legal advice. They are responsive, knowledgeable, and very thorough. I would recommend his firm with complete confidence knowing that they will receive the best possible service."


Moune Romano

I’m very grateful to Mr. Goodman.

"I’m very grateful to Mr. Goodman for the effort and patience he had with me and my daughter. I appreciate it. As for his staff members, they are very kind. My grand-daughter reports to me that Mr. Blake Goodman is a very highly honored attorney."


Martha Aki

Everything is possible with you. Thanks on a job well done!

"I am very pleased with your services and would wholly recommend your excellence to everyone. I am happy with the outcome of my case. Everything is possible with you. Thanks on a job well done!"


Randy Borges

Mr. Goodman and his staff are so nice and personable.

"When I first came to Mr. Goodman’s office, I was prepared to file bankruptcy – I was tens of thousands of dollars in debt and could see no way out. He helped me work out a payment plan then negotiated with my creditors on my behalf..."


Steve

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