Category: Uncategorized

DEBT CONSOLIDATION VS. DEBT SETTLEMENT

DEBT CONSOLIDATION VS. DEBT SETTLEMENT

Debt Consolidation Vs. Debt Settlement Debt Personal User Personal interest rates for consumers are very low right now. This provides an incentive for all of us, in an attempt to achieve a cheaper interest rate and lower total charge, to take advantage of refinancing...

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DEBTORS’ HELL – PART I – THE BOSTON GLOBE

DEBTORS’ HELL – PART I – THE BOSTON GLOBE

No mercy for consumers Firms’ tactics are one mark of system that penalizes those who owe By The Boston Globe Spotlight Team – July 28, 2006 This stay was reported by Spotlight team members Michael Rezendes, Beth Healy, Francie Latour, Heather Allen, and editor Walter...

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WILL BANKRUPTCY AFFECT MY SECURITY CLEARANCE?

WILL BANKRUPTCY AFFECT MY SECURITY CLEARANCE?

Generally, filing for bankruptcy in Hawaii will not be an automatic bar to obtaining a security clearance. Additionally being financially irresponsible and dragging around bad credit can jeopardize an existing security clearance. So whether your bankruptcy 7...

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CHAPTER 7 AND MILITARY PERSONNEL

CHAPTER 7 AND MILITARY PERSONNEL

We help many military service members in Hawaii, and are familiar with their particular income, expense and debt challenges. There are two favorable treatments that the law provides to service members in allowing them a free pass from being subjected to the famous...

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DO I HAVE TO FILE BANKRUPTCY WITH MY SPOUSE?

Like filing taxes, it is your choice whether you file an individual or a joint bankruptcy. There can be advantages and disadvantages. One of the advantages of only one spouse filing is that the bankruptcy will only be reported on that person’s credit report. So the...

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WAGE GARNISHMENT IN HAWAII

It’s payday, money’s looking tight and you are looking forward to getting your paycheck. If one of your creditors has gotten a judgment against you for money you owe, and has used that judgment to garnish your wages, you could be in for a shock. Garnishment in Hawaii...

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