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How Can Blake Goodman Guide Me Through Bankruptcy?
Blake Goodman Is Here To Help
Are you seeking expert bankruptcy guidance in Hawaii? Do you need a bankruptcy lawyer that understands the ins and outs of not only bankruptcy, but credit scores, foreclosures, and debt negotiation? A great bankruptcy lawyer will not only understand the ins and outs of bankruptcy, but of finances as a whole.
Bankruptcy is an extremely difficult time in anyone’s life. It forces you to not only have to consider what your financial future will look like, but the after effects of the bankruptcy itself. How will you recover? Will you ever be able to take out a loan again?
This is when it’s important to stop, take a deep breath, and consider your options. If you are considering bankruptcy then you are likely deep in debt that you know you can’t afford to pay back. You are close to losing your house, car, or other valuables. You are in need of guidance to help you get through this situation.
When seeking out this guidance go to an expert. Go to Blake Goodman.
The Expert Blake Goodman
Blake Goodman has been practicing law since 1989 and been doing so in Hawaii since 1999. He also has experience as a Certified Public Accountant. As an expert in both law and finances, Blake Goodman has managed thousands of clients through bankruptcy cases and guided them through not only the bankruptcy process itself but through the hard years afterward of rebuilding their credit score and returning back to a stable financial situation.
This involves helping clients understand where they need to make life changes and in some aspects helping negotiate debts down or remove charges that do not need to be on your name.
What’s important to know though is that while Blake Goodman can help provide bankruptcy guidance he can not solve it. There is no quick fix for bankruptcy. It involves years of hard work and diligence, but it is also a great opportunity to push the reset button on your finances.
What Bankruptcy Does
There are false rumors when it comes to bankruptcy. It is frequently depicted as a situation where people are forced to give up absolutely everything they own just to pay off their debts. They will be kicked to the streets with nowhere to go, no car to their name, and no prospects of a future.
This is not true. While you will indeed lose possessions such as potentially your home and any extra cars you possess, you will not lose absolutely everything. It is also not true that you will have no prospects for a future at all. Bankruptcy is not meant to ruin your life. It’s to help save it.
Chapter 7 bankruptcy is one of the more common forms of bankruptcy and it exists as a way to hit the reset button on your debts. When you are given Chapter 7 bankruptcy, all of your debts are settled through the liquidation of your assets. When those assets are then sold off your debts are sometimes repaid in full.
Through this process, you are no longer in debt. You are given the opportunity to start over. Bankruptcy has been painted as a life ruiner when in many ways it can be a lifesaver. You just need the proper guidance. The kind of expert guidance that you can find at Blake Goodman.
With this guidance you can go through the Chapter 7 process and fully understand what is happening throughout it. We will work with you so you know what will happen to your finances and when you will be cleared of your debts.
What you don’t want to do is spend too much time waiting to actually apply for bankruptcy. The longer you wait the deeper your debts will grow. If you are on the verge of losing absolutely everything to your debt then you should consider seeking out guidance to help you through it.
When going through Chapter 13 bankruptcy you will potentially receive the opportunity to repay all your debts over an agreed upon period of time. Your debt will be consolidated into a lump sum and you will then be able to continuously pay off that lump sum in monthly payments. At the end of Chapter 13 your debts will be paid.
This may sound like a difficult venture. You are already struggling to pay off your debts on your own. How will you possibly pay for them in one lump sum? This is where we can provide expert guidance. Blake Goodman and his team are more than just bankruptcy experts, but financial experts. We can help you understand the best way to approach making these lump sum payments.
If Chapter 13 is a reasonable option for you in bankruptcy then we may be able to help you avoid losing any of your property. We will give you expert bankruptcy guidance throughout that process and help you.
Your Credit Score
As you go through bankruptcy you may be worried about what it will do to your credit. After all, bankruptcy is going to stay on your credit report for seven years. This could also potentially impact your ability to buy a house or receive a car loan.
While these concerns are not unfounded it’s important to know that your credit score is not the end all be all. It is likely already in a very poor state due to all the debt you are currently in so requesting bankruptcy is not going to make it unsalvageable. If anything it is going to help it improve.
When you have no debt you are giving creditors a chance to see everything you do after bankruptcy. Every on time credit card payment, car loan, and mortgage loan is going to lead to an improved credit score. Eventually, your history of improvement will overshadow the bankruptcy.
Worried about how you will receive these loans or credit cards? Don’t be. Just because you have a poor credit score does not mean you will never able to buy a home again or receive a credit card. It may be difficult, but it’s not impossible and it may come with high interest rates, but over time those should decrease.
You shouldn’t allow debt to control your life. Allow us at Blake Goodman to help guide you through this. Consultations are free so there is no reason to not at least come to us so you can understand your options. We want you to escape debt and sometimes the best way to do that is through our expert bankruptcy guidance.
Do not let the world shame you out of doing what is best for your financial situation. Come speak to us today and learn if this is truly the best option for you.
Not On This Island? Come See Our Other Offices!
At Blake Goodman, we have offices in not just Oahu, but on Maui as well. We strive to serve the entirety of Hawaii to our best and full ability so there is nobody that is left out of the opportunity to pursue help in their life.
If you are in need of bankruptcy coverage in Maui then check out the website for our Maui offices at DebtfreeMaui.com. We will continue to provide the best services possible to you no matter the location.