No mercy for consumers Firms’ tactics are one mark of system that penalizes those who owe By The Boston Globe Spotlight Team – July 28, 2006 This stay was reported by Spotlight team members Michael Rezendes, Beth Healy, Francie Latour, Heather Allen, and editor Walter...
If one of your creditors has a judgment against you (which means the creditor sued you for nonpayment of a debt, and won), it can garnish your wages. With a wage garnishment (sometimes called a wage attachment), your employer holds back some of your wages and gives...
The answer is none. Well, I’ll back up and say your reasonable house mortgage makes sense, only because a housing cost is something you will be incurring anyways throughout your life, and you might as well be purchasing an appreciating piece of real property along the...
Generally, filing for bankruptcy in Hawaii will not be an automatic bar to obtaining a security clearance. Additionally being financially irresponsible and dragging around bad credit can jeopardize an existing security clearance. So whether your bankruptcy 7...
Before you go raiding your retirement accounts to pay off your credit card debt you need to know the consequences. When creditors are calling you, your family, your work – harassing you and threatening lawsuits, it’s really tempting to look at the money sitting in an...
We help many military service members in Hawaii, and are familiar with their particular income, expense and debt challenges. There are two favorable treatments that the law provides to service members in allowing them a free pass from being subjected to the famous...
Like filing taxes, it is your choice whether you file an individual or a joint bankruptcy. There can be advantages and disadvantages. One of the advantages of only one spouse filing is that the bankruptcy will only be reported on that person’s credit report. So the...
It’s payday, money’s looking tight and you are looking forward to getting your paycheck. If one of your creditors has gotten a judgment against you for money you owe, and has used that judgment to garnish your wages, you could be in for a shock. Garnishment in Hawaii...
A bankruptcy in Hawaii will (unless through an inadvertent twist of fate) appear on your credit report for seven to ten years. And while you will face an uphill climb to re-establish your credit in the years to come, research tells us that this does not mean the end...
